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This thread might get long and techy but bear with me.
I don't like 'big tech' and use FOSS wherever possible.
I don't have a lot of money and try to be as frugal and 'green' as possible.
I've had 3 smartphones on PAYG over approx 15 years, I only get a new one when the old really can't be fixed.
The first two ran 'de-Googled' on open source android but unfortunately there's none available for the current budget Oppo phone... (continued)

Phil Thane ✅

So I've de-googled it as much as possible by removing Google apps and using alt search engines etc.
When I got it and needed to register it to use Google Play I created a Gmail account in a fake name just for the phone.
I don't use Google Pay.
However more and more things, most recently a car park, are very difficult without Google Pay or proprietary app. So...(Continued)

Is there a FOSS alternative payment system? Preferably something I can pre-load with a fixed amount of credit? I really don't want to give my bank/card details to Google especially on a phone that doesn't 'belong' to me. I wan't to keep the real me and the phone user account separate.

@eliasr
Basic problem would seem to be that it's very unlikely a high street retailer or car park operator will have a Taler account, they'll want me to use Google or Apple payments.
@Taler